Cyber
Cyber Insurance for Individuals offers coverage against online risks such as identity theft, cyber fraud, data breaches, and malware attacks.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
Stay Safe Online with Personal Cyber Insurance
Plans from ₹299/month
Definition
Cyber Insurance for Individuals is designed to protect against the increasing risks associated with our digital lives. This insurance covers financial losses due to cybercrimes like identity theft, online fraud, and data breaches, ensuring individuals are safeguarded against the complexities of the online world.
How does it work?
Individuals pay a premium to get coverage against a variety of cyber risks. In the event of a cybercrime incident, the policy provides financial reimbursement for losses and covers expenses for services like identity restoration, legal consultations, and more. It's important to understand policy specifics, including coverage limits and claim processes.
What’s Covered
Unauthorized OnlineTransactions coverage for financial losses from unauthorized banking or credit card transactions.
Cyber Bullyingfinancial support and legal defense against instances of cyber bullying or harassment.
Phishing Attackscompensation for losses due to falling victim to phishing or social engineering attacks.
Personal DataRecovery coverage for costs associated with recovering or restoring lost personal data.
What’s Not Covered
Criminal or Intentional Acts excludes coverage for acts involving illegal activities or intentional harm by the insured.
Business-Related Losses personal cyber insurance typically does not cover cyber incidents related to business activities.
Unreported Incidents losses from incidents not promptly reported as per the policy terms may not be covered.
Indirect Losses coverage generally does not extend to indirect or consequential damages like lost wages or reputation harm.
POLICYERA BENEFITS
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